Pregnancy Planning

Ready to Have a Baby?

If you and your partner think you’re ready to hear the pitter-patter of little feet, it’s important to consider all the things you need to think about and prepare for before you get pregnant.

Are you ready to have a baby? Use the checklist below to guide your decision.


  • Is the idea of having a baby something my partner and I are both excited about?
  • Can we afford a child right now? Do I want to take time off from work when I have a baby? If so, do we have enough money for me to take time off work? Can we afford child care if I need to go back to work?
  • Do we have the space in our home for a child?
  • Am I prepared to change my life to meet the demands of taking care of a newborn baby?
  • Can I give a baby the attention it deserves?
  • Has my doctor said that I am physically ready to have a baby?

What can you do to prepare your body to give birth to a healthy baby?

Before you get pregnant, start taking a single daily multivitamin with at least 400 mcg of folic acid to make sure you are getting all the nutrients you need to nourish your baby. Folic acid will help prevent birth defects. It needs to be stored in your body before you get pregnant to help prevent serious birth defects such as spina bifida.

How much does it cost to have a baby?

Life can be very expensive, and having a baby will make it even more expensive. It is a good idea to make a financial plan before you get pregnant. Here are some of the basic baby costs for the first year of life.

  • Diapers: $5,000
  • Stroller: $125
  • Car seat: $100
  • Bottles: $100
  • Crib: $200
  • Formula: $1,000
  • Prenatal care, childbirth, and newborn care: $7,000

That’s $13,525—not including food and clothing, not to mention child care if you have to return to work. Can you afford it?

A Note About Breastfeeding…

If you do become pregnant, remember that breastfeeding is a wonderful and inexpensive way to make life easy and healthy. It is the best and healthiest choice for you and your baby. For one thing, it’s free! It also burns calories, which helps moms lose the weight gained during pregnancy and it sets your baby up for a life of good health.